Jazz, the leading digital operator in Pakistan, has unveiled FikrFree, the country’s first AI-powered platform designed to revolutionize insurance and healthcare services.
With the aim of making coverage more accessible, affordable, and hassle-free, FikrFree promises to transform how Pakistanis secure their health and financial well-being.
Why Pakistan needs FikrFree
Pakistan’s insurance penetration is alarmingly low, standing at just 0.8%—significantly lower than the global average of 7.5%. This gap highlights the urgent need for innovative solutions that can expand coverage and provide financial protection to a larger portion of the population.
FikrFree steps in to bridge this divide by leveraging artificial intelligence (AI) and machine learning (ML), offering seamless digital insurance, telemedicine consultations, doorstep medicine delivery, and real-time claims management. With these features, FikrFree ensures that individuals and families can access comprehensive healthcare and financial protection more efficiently than ever before.
Key features of FikrFree app
- User-Friendly Interface: Designed with simplicity and convenience, ensuring easy navigation of insurance plans and healthcare services.
- Remote Doctor Consultations: Access to professional medical advice from the comfort of your home through telemedicine. Access over 400 doctors and specialists with medicine delivery available in 50+ cities.
- Paperless Management: Manage insurance policies and claims without the hassle of paperwork or long wait times.
- Comprehensive Coverage: Combines both health and financial protection in one seamless platform.
- Digital Inclusion: Empowering underserved communities with accessible, affordable healthcare and insurance solutions.
The app is available for download on both the Google Play Store and Apple App Store.
Types of insurances on FikrFree
- Health Insurance
- Life Insurance
- Women Takaful Plan
- OPD and IPD
- Cancer Takaful Plan
- Personal Accidental.
New era for Insurance and Healthcare in Pakistan
In a rapidly evolving landscape, FikrFree aims to paving the way for a new era of insurance and healthcare in Pakistan. The app was formally launched in October 2024.
Kazim Mujtaba, President of the Consumer Division at Jazz, emphasized the platform’s transformative impact, stating, “FikrFree is not just about providing insurance—it’s about transforming lives. By using AI, we are making financial and healthcare protection accessible to everyone, ensuring peace of mind for millions of Pakistanis, especially those in underserved areas.”
Jazz’s introduction of FikrFree aligns with the company’s broader vision of leveraging technology to improve lives. By modernizing the insurance sector, the platform contributes to strengthening Pakistan’s digital and financial ecosystem. This move is a step forward in enhancing access to crucial services, particularly for marginalized communities that have traditionally lacked such protections.